Why Military Families at Fort Cavazos Should Consider Buying a Home in Texas

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 Why Military Families at Fort Cavazos Should Consider Buying a Home in Texas

As a military-friendly state, Texas offers a wealth of opportunities for service members stationed at Fort  Cavazos to achieve homeownership. With affordable housing, generous benefits, and a growing real estate market, buying a home in Texas is a smart decision for military families looking to establish roots or build equity. Here’s why you should consider making the leap into homeownership while stationed at "The Great Place."

1. Affordability and Value

Texas is known for its relatively low cost of living compared to other states. In Killeen, the median home price is around $254,000 as of March 2025, making it an attractive option for first-time buyers. Military families can take advantage of competitive prices and find homes that fit their needs without breaking the bank.

Additionally, Fort  Cavazos Family Housing is undergoing revitalization efforts, including upgrades to homes and infrastructure. These improvements enhance the quality and value of homes in the area, making it an excellent time to invest in property near the base.

2. Military Benefits for Homebuyers

Texas offers unique programs and benefits tailored specifically for military families:

  • VA Home Loan Program: This program provides favorable terms like no down payment, no private mortgage insurance, and competitive interest rates.

  • Veterans Land Board (VLB) Home Loan Program: Offers low-interest loans on homes, land, or home improvements with little or no down payment.

  • Property Tax Exemptions: Disabled veterans and surviving spouses may qualify for property tax reductions or exemptions.

  • Down Payment Assistance: Programs like TSAHC’s Homes for Texas Heroes provide grants or forgivable loans to help military families with upfront costs.

These benefits significantly reduce the financial burden of buying a home and make it easier for military families to transition into homeownership.

3. Stability Amid Frequent Relocations

While frequent relocations are a reality of military life, owning a home can provide stability during your time at Fort  Cavazos. Instead of dealing with rising rental costs or limited housing availability, owning a home ensures you have a secure place to live.

Even if you’re reassigned elsewhere, your property can become an investment opportunity. Many military families choose to rent out their homes after moving, creating passive income and building long-term equity.

4. Community and Lifestyle

Killeen offers a vibrant community with amenities that cater to military families. From excellent schools to recreational activities like parks and aquatics centers, the area is designed to support family living. Buying a home allows you to fully immerse yourself in the community while enjoying the benefits of ownership.

5. A Growing Real Estate Market

The Central Texas real estate market continues to grow due to its proximity to Fort  Cavazos and other economic hubs. Whether you plan to sell your home after leaving or keep it as an investment property, the increasing demand for housing in Killeen makes it a promising market for buyers.

Final Thoughts

Buying a home in Texas while stationed at Fort  Cavazos is more than just a financial decision—it’s an opportunity to create stability for your family while benefiting from the state’s military-friendly programs and growing real estate market. With affordable housing options, generous benefits, and long-term investment potential, now is the perfect time to explore homeownership.

If you’re ready to take the next step toward buying your first home in Texas or want more information about local programs and resources, I’m here to help! Contact me today so we can make your dream of owning a home a reality.


This blog is written by Malcolm Davis, Real Estate Agent with Homevets Realty LLC.

Location: Killeen, TX, USA

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