Local Market Update: What’s Moving in Your City (CTX) This September?
Local Market Update: What’s Moving in Your City (CTX) This September?
As we head into fall, the Central Texas (CTX) housing market sees a marked shift from the rapid pace and tight competition of previous years. September sales are showing buyers more options and opportunities for negotiation, while sellers are adjusting expectations and embracing strategy as the market balances.
Killeen & Temple
Home values in the Killeen-Temple area average around $252,920, reflecting a slight annual dip of 2.5%. Over 3,300 homes remain for sale, with median days to pending at 42 days—giving buyers more breathing room and sellers extra visibility. Listing prices are solid, but nearly half of homes close below list, meaning negotiation is a real possibility this month. New listings and steady inventory ensure activity remains up and down.
Temple stands out with median sales prices rising to $279,000 (up 2.1% year-over-year). While competition softens, desirable homes still receive multiple offers and often go pending in just over a month. Sellers who price competitively and offer incentives are finding success as buyers compare options across the region.
Belton
Belton’s market trends cooler, with median prices slipping to $269,000 (down about 20% year-over-year). Homes take an average of 80 days to sell, but “hot” properties—those well-priced and move-in ready—can go pending in as little as 27 to 42 days. This area is attractive for buyers seeking value and for sellers willing to negotiate.
Austin & Surrounding CTX Metro
Inventory in Greater Austin surged by more than 16%, with active listings reaching nearly 17,000 across the metro. The median price is holding steady at around $435,000. The market is no longer defined by bidding wars but instead by balance, cautious optimism, and adjusted seller strategies. Nearly 60% of Austin sellers have made price cuts, so motivated buyers have room to leverage concessions and attractive terms. Mortgage rates are trending downward, offering relief and encouraging more contracts before the holidays.
Key Takeaways for September 2025
Buyers: More listings, less competition, and flexibility in negotiations. Focus on homes priced right and seek closing cost credits or rate buydowns.
Sellers: Preparation matters—homes staged, priced competitively, and ready to show are moving fastest. Consider incentives to stand out.
CTX Outlook: The region remains resilient, underpinned by steady migration, infrastructure investments, and diverse housing options. Flexibility is the name of the game.
Ready to make your move in CTX? This September’s market offers a rare balance across price points and communities. Work with a local expert for tailored strategies and up-to-the-minute data to navigate this season’s opportunities.

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